It seems like a given that no two accidents are the same, however, you might not realize the sheer variety of situations that can lead to and complicate a car accident claim. For instance, those injured in a car accident involving a stolen vehicle may find themselves at a loss of how to seek compensation.
Today, your Houston car accident attorneys at Lapeze and Johns, PLLC, will fill you in on the basics of what happens when a stolen vehicle is involved in a car accident. If you’ve been injured in a Texas car accident involving a stolen vehicle, look no further than our Houston car accident attorneys to protect your rights to compensation.
Who Pays for the Damage Caused by a Stolen Vehicle?
If a stolen vehicle is involved in an accident, you would probably assume that the person from whom the vehicle was stolen would not be held liable for that accident. Thankfully, this is one area in which common sense and the legal system agree.
If your vehicle was stolen, and the thief was later involved in a car accident in your vehicle, you cannot be held responsible for any damages caused by the accident.
With that in mind, the question remains: who is responsible for paying for claims regarding the accident?
First, if the stolen vehicle was your property, you can file a claim with your own insurance to receive compensation for that property. If you were injured in a car accident only to find that the other vehicle involved was stolen, you will likely also need to file a claim with your own insurance in order to get compensation for your injuries or damages.
Filing a Car Accident Injury Claim Involving a Stolen Vehicle
For victims of car accidents caused by stolen vehicles, there are two possible paths to take: first, you can simply file a claim with your own insurance. Second, you can argue that the owner of the vehicle was negligent to some degree.
Drivers understand that they hold a certain amount of responsibility for the actions they take on the road, and the same applies to those who lend their cars to friends. However, most people would argue that a person is not accountable for the damage caused by their vehicle if the driver didn’t have permission to borrow it. Regardless, victims of car accidents involving stolen vehicles may try to claim that the owner of the vehicle was in some way responsible for the theft, usually through negligence. However, this argument is rarely successful.
If you have decided not to attempt to hold the owner of the stolen vehicle responsible for the accident, the process of filing a claim should be somewhat similar to accidents involving uninsured drivers. In these cases, you should file a claim with your own insurance provider while being sure to notify them that the other vehicle was, in fact, stolen.
Legal Representation for Accidents Involving Stolen Vehicles
Seeking compensation after any car accident can be complex, much less an accident involving a stolen vehicle. For one thing, it may be difficult to know the correct path for filing a claim and determining liability. This could open you up to denial of coverage by your insurance company.
Due to the complicated matter of responsibility in cases involving stolen vehicles, it is generally in your best interest to speak to a lawyer before speaking to your insurance provider. Insurance companies’ number one priority is always their bottom line, but a compassionate attorney can help you protect yourself.
If you’ve been involved in a Texas car accident, you need someone who will fight tirelessly on your behalf. Whether you’re filing a claim, going to court, or just looking for legal advice, the Houston car accident attorneys of Lapeze and Johns, PLLC, would love to help you.
If you’ve been injured in a car accident involving a stolen vehicle, contact the Houston car accident attorneys of Lapeze and Johns, PLLC, to learn more about your path to legal relief.