Insurance Issues and Concerns You May Face After a Truck Accident

Dealing with insurance companies can be a tough experience, but dealing with trucking companies and their insurers after a bad truck accident can be torture.

You deserve to be treated fairly when you are trying to right a wrong. The Houston truck accident attorneys at Lapeze & Johns have the experience and legal know-how necessary to win the compensation that you rightfully deserve.

Consider the following if you’ve been involved in a truck accident and are getting the runaround from their insurance company.

Multiple Insurances May Be Involved in the Truck Accident

Things can get pretty complicated after a truck accident, but when the truck driver carries multiple insurances, it can get downright overwhelming. Throughout our 35 years of experience, we have seen this happen very often.

Insurance just doesn’t stop with the driver; alongside the employee, the contracting company, the leasing company that leases the commercial motor vehicle (CMV), the truck itself, the trailer, and the cargo may all have different sets of insurances that cover them as well.

But that’s not all. If the truck travels across multiple state lines, chances are that you will have to deal with multiple insurance agents across multiple states.

This cacophony of insurance companies playing the blame game between each other—and maybe with you—will drown out any kind of sense you can make of it. That’s why you need an experienced truck accident attorney near you – like the Houston team of Lapeze & Johns who understand how to work against insurers acting in bad faith.

Trucking Company Insurances Will Want to Settle Quickly

Truck accidents are costly to trucking companies and the legal teams that represent them, so they will attempt to lowball and intimidate you into settling quickly. These companies may think that you are desperate, tired, and too injured to try and fight it in a court of law, so they will pitch a low sum and hope you take it.

Unfortunately, it often works when victims are unsure of their what their legal rights are. Don’t fall into the same trap.

Even if you feel okay now, common injuries that are sustained during a truck accident can manifest at a later time, costing more money in medical bills and rehabilitation that the small settlement likely won’t cover.

Determining Fault is a Complicated Process

Determining who’s at fault – and even how many parties are at fault – can be quite difficult.

It’s no secret that trucking companies and their insured commercial vehicles must abide by federal, state, and local driving laws and regulations. Because of these standards, determining what traffic laws were violated, what industry regulations were ignored, or what trucking company protocols were missed can take some time to sift through to get all of the facts straight.

At the same time, you as a driver must also abide by many traffic laws, and insurance companies will try to paint a false picture to the court that you had violated a law or regulation that caused, or had something to do with the accident – in turn lowering the value of your compensation.

An experienced truck accident attorney, however, can streamline the process and make it more beneficial ordeal for you.

Evidence Maybe Lost, Unintentionally or Intentionally

Insurance companies will try their best to discredit your case by citing a lack of certain evidence. This is normally done in an effort to lower the compensation amount you can win or to have the case dismissed.

Evidence that you have about your case can expire naturally or be destroyed, and these insurance companies bank on that. Bad weather can wash evidence away from the scene of the accident, wind can blow it away, and dust can settle over it, crushing your chances of victory. You’ll need the right truck accident attorney to secure all evidence that is relevant to your case.

It goes without saying that determining fault requires convincing evidence. Trucking companies may attempt to intentionally lose important evidence. For instance, the truck itself can be evidence , and if the trucking company repairs it before the court date, that could deal a major blow to your case.

Other items like driving logs, maintenance logs, inspection reports, and electronic monitoring data can also help everyone understand what exactly happened.

In order to secure this, a veteran attorney would have to issue a spoliation of evidence letter, a letter demanding that all relevant information and evidence be preserved. Failure to adhere to the letter could have disastrous effects for the companies involved.

If you or someone you love is a victim of a truck accident and needs strong representation in court, look no further than our experienced truck accident attorneys at Lapeze & Johns.

Contact us at (713) 739-1010 today to schedule your free legal consultation.

Insurance Issues and Concerns You May Face After a Truck Accident

Lapeze & Johns