When delivering food, drivers are often in a rush to reach their destination, and they may also get distracted by the navigation system on their car. Unfortunately, these sorts of careless actions put all drivers at greater risk of being involved in a crash.
If you’ve been injured in a car accident due to the recklessness or negligence of a food delivery driver, then you deserve compensation. Read on to learn about how our Houston law firm can help you seek compensation after your crash.
Find Out if the Food Delivery Driver Was Working
Whether or not the food delivery driver was working at the time of your crash can greatly affect how your injury claim looks and develops. Many food delivery companies will distance themselves from the drivers if they were not actively using the app at the time of the crash. This would free the company from any liability of the crash, leaving the delivery driver liable for any damages.
If the delivery driver was not actively working at the time of the crash, the process of seeking compensation will follow the same steps as a non-delivery driver crash. You will need to exchange insurance information with the driver, determine who was at-fault, and pursue compensation. We recommend speaking to an attorney before speaking to insurance to protect your rights to compensation.
Food Delivery Company Insurance Policies
If the at-fault driver was working at the time of the crash, then the company that employs them may be responsible for some of the damages. Liability depends on the specific insurance policies that are provided for their drivers.
Many food delivery companies will provide insurance to their drivers, but will include a wide range of caveats in the policy. Below, you can find some examples of what a company will and will not cover if their driver is involved in an auto accident.
DoorDash provides liability coverage that only covers drivers once they have picked up the food order. For insurance to cover the accident, the driver and the food must be in the vehicle at the time of the crash.
UberEats offers collision and liability insurance that covers bodily injury and property damage. Coverage for the driver only applies to times where the delivery driver is picking up the food order and delivering it to the customer.
Postmates provides their drivers with liability insurance from the time they accept an order to the delivery. This coverage also includes bodily injury and property damage.
GrubHub does not provide any insurance coverage to their drivers. Each driver will need to rely on their own auto insurance policy.
In any case, food delivery companies will only pay for damages if no insurance company has done so. For example, if you were at-fault or if the delivery driver’s insurance covered the accident, the food delivery company is unlikely to give additional compensation.
Trying to figure out who is liable for the damages caused by a car crash can get confusing very quickly. A car accident attorney can help you determine who is liable and how to get the compensation you need.
Protecting Your Rights to Compensation After a Crash
After an accident, doing the right thing can protect your health and legal rights. A knowledgeable car accident attorney can make sure the party at fault is held liable and find you proper medical care if needed.
Below, you can learn about how to protect yourself after a car crash from experienced auto accident attorney Keith Lapeze.
As you can see, the steps you take after an accident are incredibly important. Stay safe and legally protected with the help of an experienced auto accident attorney.
Seek the Compensation You Deserve with Lapeze and Johns.
Seeking compensation for a crawfish with a delivery driver can be tricky. You may have to file against the individual driver, the company they work for, or both. Instead of using all your time and effort to figure out how to get the compensation you need, you can rely on an experienced Houston car accident attorney to handle your claim.
The dedicated car accident attorneys at Lapeze & Johns can handle your claim and figure out who should be held liable and why. Auto accidents can lead to undue trauma, injury, and property damage, but an attorney can help you receive the compensation you deserve.